Private Credit — Delhi NCR

The Right Capital
at the Right Time.

Fast approvals, clear terms, and dedicated support
from application to disbursement.

Total Funds Disbursed
₹450Cr+
Across Delhi NCR, Haryana & UP
Sanction Timeline
48 Hrs
Digital compliance to fund transfer
Ticket Range
₹5L–₹15Cr
Personal to enterprise mandates
Client Renewal Rate
91%
Repeat disbursals & top-ups
RBI Compliant Operations
NDA + Full Data Privacy
24-Hr Relationship Manager
GST-Linked Underwriting
Why Archon Finance
Private credit, Indian precision.
We operate at the intersection of institutional underwriting rigour and the velocity of a direct principal lender — no broker chains, no committee delays.
⚡
GST-Backed Underwriting
Your GST turnover is your creditworthiness. We assess 12-month GST filings, bank statements, and cash flow patterns — not just CIBIL scores — to structure the right quantum.
🏦
Direct Lender Model
No DSA chains. No broker commissions inflating your cost. Every rupee goes directly from Archon's books to your account, with full transparency on pricing and charges.
📋
Minimal Documentation
Aadhaar, PAN, 6-month bank statements, and GST returns. Our digital onboarding completes in under 20 minutes, with e-NACH mandate and digital agreement signing.
Market Intelligence
The lending climate, at a glance.
A live read on the rates and credit conditions that shape your sanction. Indicative figures, refreshed from public market sources — not investment advice.
RBI Repo Rate 0.25%
0.00%
Held steady at the latest MPC review.
MSME Lending Growth 2.1%
0.0% YoY
Year-on-year disbursal expansion.
CPI Inflation 0.30%
0.0%
Within the RBI tolerance band.
Avg. Approval Time 6 hrs faster
0hrs
Median digital sanction across NCR.
Business Credit Growth 1.4%
0.0% YoY
Bank and NBFC books combined.
Latest RBI Update MPC · Q2
Repo rate held at 6.50%, stance kept neutral.
Policy continues to support MSME credit flow into the next quarter.
Loan Products
Customised Loan Portfolios
For Every Mandate
Two verticals. Six structured products. Each engineered for a specific capital requirement across the Delhi NCR financing ecosystem.
Section A — Corporate & Business Loans
MSME Working Capital Loans
Revolving credit lines calibrated to your GST-verified monthly turnover. Ideal for inventory cycles, vendor payments, and operational float for manufacturing, trading, and service firms in NCR.
₹10L–₹2Cr 12–48 Months Revolving
Corporate Expansion Funding
Term debt for office expansion, equipment procurement, franchise rollout, and commercial real estate fit-outs. Structured repayment aligned to your project revenue cycle and GST billing cadence.
₹50L–₹15Cr 24–84 Months Term Loan
Startup & Series-A Bridge
Short-tenure debt bridges for VC-backed startups in the Gurugram–Noida corridor awaiting equity tranches. Priced competitively against dilution risk with minimal covenant burden on early-stage cap tables.
₹25L–₹5Cr 6–18 Months Bridge
Section B — Elite Personal Loans
Executive Salary-Linked Loans
Unsecured personal credit for salaried professionals earning ₹1.5L+/month in Gurugram, Aerocity, and Connaught Place corporates. Equity compensation, deferred bonuses, and ESOPs factored into eligibility assessment.
₹5L–₹75L 12–60 Months Unsecured
Property-Backed LAP
Loan Against Property at competitive LTV ratios up to 75% on residential and commercial assets in Delhi, Faridabad, Gurugram and Noida. Unlocks capital while retaining ownership of appreciating real estate.
₹25L–₹5Cr 12–84 Months Secured LAP
High-Income Self-Employed Credit
For chartered accountants, doctors, architects, and consultants with variable income. ITR-based underwriting across 3 financial years, with no salary slip requirement and flexible pre-payment schedules.
₹10L–₹2Cr 12–72 Months ITR-Based
Underwriting Model
Digital-First.
Structurally Superior.
Our underwriting combines GST analytics, banking pattern recognition, and ITR triangulation to deliver accurate credit decisioning — without making you wait for a committee's schedule. Every case has a named Archon relationship manager accountable from inquiry to disbursal.
Step 01 — Digital KYC & NDA
Aadhaar-OTP verification and KYC completed in under 20 minutes. NDA signed digitally before any financial statement is shared.
Step 02 — GST & Bank Statement Analysis
AI-assisted cash flow analysis across 6–12 months. Custom term sheet with interest rate, EMI, and tenure delivered within 48 hours.
Step 03 — Sanction & Disbursal
E-sign agreement, e-NACH mandate. Funds credited to your designated account within 24 hours of final sanction letter issuance.
Step 04 — Ongoing Support
Dedicated relationship manager for top-up eligibility, EMI restructuring, and part-prepayment foreclosure at zero penalty after 12 months.
EMI Planner
Plan Your Repayment.
Precision to the Rupee.
Calculate your exact monthly EMI across business and personal loan configurations. Indian currency formatting — Lakhs and Crores — with real-time amortisation breakdown.
Loan Amount (Crores) 1.5 Cr
Interest Rate (% per annum) 14.0%
Loan Tenure (Months) 36 Mo
Monthly EMI
₹0
Per month for the configured loan tenure
—
Interest Ratio
Principal Amount
Total Interest Outgo
Loan Principal —
Total Interest Outgo —
Total Repayment —
Monthly EMI —
Effective Annual Rate —
Eligibility Indication
Configure the sliders above to see income eligibility requirements.
Priority Loan Desk — Live
Open Your
Loan Dialogue.
Submit your inquiry and a senior Archon relationship manager will call you within 4 business hours — no obligation, full confidentiality, and zero broker fees.
Zero DSA Commissions
You deal directly with Archon. No intermediary fees or inflated ROI hidden in the sanction letter.
4-Hour Response Guarantee
A named relationship manager calls you back within 4 business hours with a preliminary assessment.
Aadhaar + PAN Only to Start
No physical document submission until sanction stage. Digital-only onboarding with DigiLocker integration.
Contact Our Loan Desk
loans@archonfinance.xyz
+91 9211970549
Mon–Sat, 9:00 AM – 8:00 PM IST
Documents Needed
• Aadhaar Card + PAN Card
• Last 6 months bank statements
• GST Returns (for business loans)
• ITR for last 2 years (self-employed)
• Salary slips for last 3 months (salaried)
Loan Application Intake
All fields marked * are mandatory for processing your inquiry.
By submitting, you consent to Archon Finance contacting you regarding your loan inquiry. Your data is protected under our Privacy Policy and not shared with third parties.
AI Eligibility Engine
Your private credit assessment.
Answer a few questions and Archon models your eligibility, indicative pricing, and maximum quantum — the way a private banker would, in under a minute. Nothing here is a sanction.
Financing purpose Step 1 / 5

What are you financing?

This sets the underwriting track for your profile.

Which facility fits best?

We tailor documents and pricing to this product.

How much capital, and over how long?

Drag to set your ideal quantum and repayment horizon.

Loan amount—
Tenure (months)36 Mo
Indicative EMI—
Indicative rate—

Your income profile

Used to model affordability (FOIR) and maximum eligibility.

Net monthly income—
Credit score (CIBIL)
Business vintage

A little more context

Final inputs to refine your assessment.

Location
Existing monthly EMIs
₹0 / month
Est. 2020 — Delhi NCR

A private credit firm built for India's
most ambitious operators.

Archon Finance was founded in 2020 with a single conviction: that India's MSMEs and high-income professionals deserved access to structured, institutional-grade credit without the friction of traditional banking — no broker chains, no committee queues, no product grids designed for someone else's balance sheet.

We operate as a direct principal lender across Delhi, Gurugram, Faridabad, and Noida — deploying capital from ₹5 Lakh to ₹15 Crore, structured around each client's actual cash flow, GST turnover, and business cycle. Every mandate is handled by a named relationship manager from first conversation to final disbursal.

2020
Founded
Incorporated in Delhi NCR during a credit contraction cycle — the thesis being that the gap between bank rejection and NBFC opacity was a structural opportunity.
₹450Cr+
Deployed
Across 600+ mandates in manufacturing, trading, technology, healthcare, and professional services. 91% of clients return for top-ups or fresh facilities.
48 Hrs
Sanction to disbursal
Digital-first underwriting — Aadhaar KYC, GST API pull, bank statement analysis — compresses a process that once took weeks into two business days.
How We Operate
No intermediaries.
No ambiguity.
Archon does not aggregate leads for banks or work on DSA commission. Every rupee deployed comes directly from Archon's own books, which means pricing is transparent, decisions are fast, and the person who takes your call has the authority to approve your loan.
01
Direct principal lender
Our capital, our decision. No upstream bank approval, no broker fee embedded in your rate.
02
GST-native underwriting
We assess 12-month GST filings, bank statement velocity, and CIBIL as one integrated picture — not a checklist.
03
Named accountability
One relationship manager owns your file from inquiry to repayment. You are never transferred to a queue.
04
RBI-compliant operations
All facilities structured under applicable NBFC guidelines. Full NDA and data privacy on all client engagements.
AJ
Aarsh Jain
Founder, Archon Finance
Building India's most trusted private credit desk — one structured mandate at a time.
Ready to discuss your requirement?
loans@archonfinance.xyz  ·  +91 9211970549